WHY BUSINESS INSURANCE?
In the dynamic business landscape of South Africa, insuring your business has become essential.
VUM Insurance has emerged as an essential beacon of resilience and support for local businesses, exemplifying the indispensable role of comprehensive insurance coverage in the country.
Picture this: a quaint coffee shop in Pretoria, adorned with the essential charm of local artwork and the aroma of freshly brewed coffee. Unbeknownst to the owner, a sudden electrical surge damages essential equipment, bringing business operations to a grinding halt. In steps VUM Insurance, with an essential and tailored small business insurance policy designed to mitigate the financial impact of unexpected events. The coffee shop owner, once faced with potential devastation, now finds essential solace in the coverage that enables a swift recovery without the burden of crippling expenses.
VUM Insurance understands the unique challenges faced by small businesses in South Africa.
Whether it’s essential protection against theft, essential coverage for damage caused by natural disasters, or the ever-present risk of essential liability claims, VUM Insurance provides an essential and comprehensive safety net. Their policies are crafted with essential awareness of the local economic dynamics, offering not just financial protection but also an essential strategic shield against the uncertainties that entrepreneurs may encounter.
The entrepreneurial spirit that permeates South Africa is reflected in VUM Insurance’s essential commitment to fostering a resilient business environment. As regulatory landscapes shift and market conditions evolve, VUM Insurance stands as an essential stalwart partner, offering stability and assurance to small enterprises across the nation.
In a country where community ties run deep and businesses are essential to the fabric of daily life, VUM Insurance is not merely a service provider but an essential and steadfast ally in the pursuit of success. By choosing VUM Insurance, small businesses in South Africa embrace an essential future where dreams can flourish without the fear of unforeseen events derailing their journey. After all, in the realm of entrepreneurship, securing tomorrow begins with the essential insurance of today.
OUR PRODUCTS
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INSURING ALL TYPES OF TAXIS
INSURANCE FOR MINI THRIVING BUSINESS
INSURANCE FOR SEDAN TAXIS
SPECIALIST TAXI INSURANCE
VUM Taxi Insurance provides Comprehensive cover for owners of Minibus and Midibus taxis used for short distance, long distance and Scholar transport.
Minibus: 8 to 18 seats
Midibus: 19 to 35 seats
Fixed expenses
We will pay the Fixed Expenses benefit at the daily rate amount up to a maximum of 20 days.
Passenger Liability
Protection against legal liability to passengers after an accident.
Personal accident
Compensation for the driver and/or passengers if they are killed or permanently disabled in an accident.
Sound Equipment
We keep you moving and grooving.
Trailer Cover
Cover for your luggage trailers.
Credit Protection
If your vehicle is written off and you still owe the bank, we will settle the outstanding amount.
Roadside Assistance
Automatically included with your comprehensive insurance
SASRIA
Automatically included, this covers you for losses arising during riots and strikes.
INSURANCE FOR SMALL EMERGING BUSINESSES
If you’re paying us your hard earned money, you deserve to know what you are paying for. That’s why we have developed a product that cuts through the complexity and simply gives you reliable insurance at a premium that your business can afford. Backed by Santam, VUM stands ready to insure your small business against unforeseen risks. VUM specialises in giving real, honest, transparent cover to small and emerging businesses. We understand your business and are ready to give you the cover you need.
Motor
Comprehensive and Goods in Transit Cover for Passenger Vehicles, LDV’s, Commercial Vehicles, Motorcycles and Trailers (including mobile kitchens)
Buildings, Contents and Stock
Cover in case of fire, theft or acts of nature at your place of business.
Electronic Equipment and Machinery
Cover for those important items your business can’t do without.
Business All Risks
For those valuables that accompany you like cell phones, tablets and tools.
Public Liability
Protect yourself against legal action with the right kind of liability cover.
Personal Accident
To compensate you for accidental death and permanent disability for up to two lives.
Roadside Assistance
Automatically included with your comprehensive insurance for Passenger Vehicles, Bakkies (LDVs) , Motorcycles and Commercial Vehicles only.
SASRIA
Cover for losses arising during riots and strikes – automatically included in the relevant section.
VUM FINTECH MOTOR INSURANCE
Not all drivers are created equal
VUM Fintech Motor Insurance provides Comprehensive cover for Sedans used for E-hailing Taxis, Shuttle services, Metered taxis and Scholar transport.
Sedans: Up to 7 Seats
Taxi Types Covered
Ride-Share Apps (Uber, Taxi, Lyfti, etc), Sedan Taxi, Metered Taxi and Shuttle Services
CONTACT US
TELEPHONE
086 012 2747
ADDRESS
15 Old Main Road, Gillitts, Kwazulu Natal, South Africa
52 Corlett Drive, Illovo, Johannesburg, South Africa
ADDRESS
15 Old Main Road, Gillitts, Kwazulu Natal, South Africa
52 Corlett Drive, Illovo, Johannesburg, South Africa